CMFAS Financial Exams
Pass On First Try
Over 500 curated questions covering CMFAS RES5, M9, M9A, HI and CM-CIS modules. Each question includes detailed explanations and regulatory references. 70-75% to pass — study smarter, not harder.
Choose Your Exam Module
Each module has a dedicated app for focused and efficient study
CMFAS RES5
Rules & Ethics of Financial Advisory
CMFAS M9
Life Insurance
CMFAS M9A
Investment-Linked Life Insurance
CMFAS HI
Health Insurance
CMFAS CM-CIS
Securities & Unit Trusts
Why Choose Us?
Purpose-built for CMFAS financial exams — every feature is designed to help you pass your licensing exam efficiently.
All 5 CMFAS Modules Covered
RES5 (Rules & Ethics), M9 (Life Insurance), M9A (Investment-Linked), HI (Health Insurance), and CM-CIS (Securities & Unit Trusts). Each module has its own dedicated app so you can focus on exactly what you need.
Detailed Explanations + Regulatory References
Every question includes references to the relevant MAS regulations, Financial Advisers Act, Insurance Act, or Securities and Futures Act. Understand the 'why', not just the answer — so you can handle any exam variation.
Realistic Mock Exams + Smart Review
Simulate the real exam with matching question counts and time limits. Instant answer distribution stats and intelligent wrong-answer tracking help you hit the 70-75% pass mark.
Real-time Answer Distribution Across All Candidates
Curious which CMFAS questions are the biggest traps? Our system tracks real-time data from all candidates so you can compare your answers with the crowd and understand where common mistakes lie.
- Track candidate answer trends
- Spot high-difficulty trap questions
- Statistics updated daily
Under the Financial Advisers Act, a licensed financial adviser must ensure that recommendations made are suitable based on the client's:
68% of candidates chose the correct answer
One App per Module — Zero Distraction Study
CMFAS RES5, M9, M9A, HI and CM-CIS each have a dedicated question bank. Download only the app for your target module and focus exclusively on its syllabus. No wading through irrelevant questions — just targeted, efficient preparation.
Disclaimer: All questions are original mock exercises based on the exam syllabus, not actual exam papers.
- 5 modules, 5 separate apps
- Questions sorted by topic for easy navigation
- Focus on your target module only
* 根據考生反饋原創的模擬題目
Every Question Cites Regulatory Sources
CMFAS exams test regulatory understanding. Each question references the relevant MAS notice, Financial Advisers Act section, or IBF guideline — so you understand the 'why', not just the answer.
- MAS regulations cited
- Financial Advisers Act cross-references
- Master regulatory logic, don't just memorise
* 投資回報率 (ROI) 以每分鐘學習的回憶概率定義
Smart Progress Tracking Towards the Pass Mark
CMFAS modules require 70-75% to pass. The system tracks your accuracy and weak topics per module, intelligently scheduling review so you know exactly how far you are from the pass mark.
- Real-time accuracy tracking per module
- Auto-identify weak topics
- Bookmark high-frequency exam points
Why Choose 10minquiz?
Simple comparison, clear choice
Questions
Quality
Updates
Explanations
Mock Exams
| Features | 10minquiz Recommended | Other Apps | Traditional |
|---|---|---|---|
| Questions | 500+ CMFAS questions | Usually under 100 | Limited by format |
| Quality | Exam-level quality | Often only 3 options | Hard to match exam |
| Updates | Weekly updates | Rare updates | Need to repurchase |
| Explanations | Regulatory references | Not provided | Rarely provided |
| Mock Exams | Full simulation | Basic simulation | Cannot simulate |
Exam Guides & Tips
Expert strategies and study tips for Singapore professional exams
FAQ
Common questions about CMFAS exams and our practice apps
CMFAS (Capital Markets and Financial Advisory Services) examinations are competency-based exams required by the Monetary Authority of Singapore (MAS) for individuals conducting regulated activities. Key modules include RES5 (Rules & Ethics of Financial Advisory Services), M9 (Life Insurance), M9A (Investment-Linked Life Insurance), HI (Health Insurance), and CM-CIS (Collective Investment Schemes / Securities). Exams are administered by the Institute of Banking and Finance (IBF).
The passing mark varies by module. RES5 requires 75% to pass, while most other modules including M9, M9A, HI and CM-CIS require 70%. All exams are multiple-choice questions (MCQ) and are computer-based.
Anyone who wishes to act as a financial adviser representative, insurance agent, or securities dealer representative in Singapore must pass the relevant CMFAS modules. RES5 is the foundational module required for all financial advisory activities. M9 is required for selling life insurance, HI for health insurance, and CM-CIS for dealing in securities and unit trusts.
Exam fees vary by module but typically range from SGD 107 to SGD 214 (inclusive of GST). Exams are conducted at authorised test centres across Singapore. Registration is done through the IBF website.
Yes, basic features are completely free — you can practise most questions at no cost. We also offer Pro access for the full question bank, a 100% ad-free experience, and detailed analytics to help you study more efficiently.
Yes. Our team continuously updates the question bank to align with the latest MAS regulations and IBF syllabus. Every question includes detailed explanations with regulatory references, so you truly understand the material rather than just memorising answers.
Yes. CMFAS RES5, M9, M9A, HI and CM-CIS each have a dedicated app. This lets you focus on one module at a time without distraction, making your study sessions more targeted and efficient.
Yes. Once downloaded, questions can be practised fully offline — perfect for commutes and spare moments. An internet connection is only needed to sync progress and fetch question bank updates.
Try free now, start preparing forCMFAS Financial Exams
500+ curated questions covering CMFAS RES5, M9, M9A, HI and CM-CIS modules, with detailed explanations and instant analytics to help you ace your licensing exams.