CMFAS M9 Life Insurance
The Best Question Bank App
Dedicated question bank app for CMFAS Module 9 (Life Insurance). 100 MCQ questions in 2 hours, 70% to pass. Covers life insurance principles, policy types, underwriting, claims, and MAS regulatory requirements. Each question includes detailed explanations and regulatory references.
Built for CMFAS M9
100 MCQ in 2 hours, 70% to pass. Comprehensive coverage of all M9 life insurance exam topics.
Complete M9 Syllabus Coverage
Curated mock questions covering all M9 exam topics: life insurance principles, types of life policies (term, whole life, endowment, investment-linked), underwriting, claims processing, and MAS regulatory requirements.
Detailed Explanations for Every Question
Each question comes with comprehensive explanations referencing the Insurance Act, MAS notices, and IBF study materials. Understand the regulatory logic behind each answer.
Study in Your Spare Time
Make the most of your commute and spare moments with bite-sized practice sessions. SRS smart review system schedules optimal revision timing to maximise retention.
Real-time Answer Distribution Across All Candidates
Curious which life insurance questions trip people up most? Our system tracks real-time data from all M9 candidates, letting you compare your answers with the crowd and understand where common mistakes lie.
- Compare your performance with all candidates
- Spot which insurance topics cause the most errors
- Statistics updated daily
Under the Insurance Act, which of the following is NOT a type of life insurance policy?
72% of candidates chose the correct answer
Questions Built from the IBF M9 Syllabus
Every question is crafted from thorough analysis of the IBF Module 9 study guide and exam outline. From life insurance principles to claims processing — everything you need in one focused app.
Disclaimer: All questions are original mock exercises based on the exam syllabus, not actual exam papers.
- All M9 topics covered systematically
- Questions sorted by topic for easy navigation
- Focus 100% on life insurance content
* 根據考生反饋原創的模擬題目
Every Question Cites Regulatory Sources
The M9 exam tests your understanding of insurance law and regulations. Each question references the relevant Insurance Act section, MAS notice, or IBF guideline — so you truly understand the regulatory framework.
- Insurance Act sections cited
- MAS regulatory notices referenced
- Master insurance law, don't just memorise
* 投資回報率 (ROI) 以每分鐘學習的回憶概率定義
Smart Progress Tracking Towards 70%
M9 requires 70% to pass (70 out of 100). The system tracks your accuracy and weak topics, intelligently scheduling review so you know exactly how far you are from the pass mark.
- Real-time accuracy tracking
- Auto-identify weak topics
- Bookmark high-frequency exam points
Why Choose 10minquiz?
Simple comparison, clear choice
Questions
Quality
Updates
Explanations
Mock Exams
| Features | 10minquiz Recommended | Other Apps | Traditional |
|---|---|---|---|
| Questions | 500+ M9 questions | Usually under 100 | Limited by format |
| Quality | Exam-level quality | Often only 3 options | Hard to match exam |
| Updates | Weekly updates | Rare updates | Need to repurchase |
| Explanations | Regulatory references | Not provided | Rarely provided |
| Mock Exams | Full simulation | Basic simulation | Cannot simulate |
Exam Guides & Tips
Expert strategies and study tips for Singapore professional exams
FAQ
Common questions about the CMFAS M9 Life Insurance exam
The CMFAS M9 (Life Insurance) exam consists of 100 multiple-choice questions to be completed in 2 hours. The passing mark is 70% (70 correct answers). The exam is computer-based and conducted at IBF-authorised test centres across Singapore.
Anyone who wishes to sell life insurance products in Singapore as a financial adviser representative or insurance agent must pass the CMFAS M9 exam. It is one of the core modules required by MAS for conducting regulated activities related to life insurance.
M9 covers: principles of life insurance, types of life policies (term, whole life, endowment, investment-linked), premium calculations, underwriting processes, policy provisions and conditions, claims and settlement, Singapore's insurance regulatory framework, and professional ethics.
The M9 exam fee is approximately SGD 107-214 (inclusive of GST). Registration is done through the IBF website. You can take the exam at authorised test centres across Singapore.
Yes, basic features are completely free. You can practise most questions at no cost. We also offer Pro access for the full question bank, 100% ad-free experience, and detailed analytics to help you study more efficiently.
RES5 covers the overarching rules and ethics for all financial advisory services, while M9 focuses specifically on life insurance product knowledge, underwriting, and claims. You typically need to pass both RES5 and M9 to sell life insurance in Singapore.
Start Preparing for theCMFAS M9 Life Insurance ExamToday
Download the 10minquiz CMFAS M9 app. 100 MCQ in 2 hours, 70% to pass. Curated mock questions with detailed explanations to help you ace your insurance licensing exam.